Home Page The Publication The Editor Contact Information Insurance Key issues Book Subscribe

Vol. 8 - Issue 5
May 31, 2019


Classic Movie Quotes – Insurance Coverage Style




Classic movie quotes are, of course, a staple of pop culture. You know the biggies: "Mr. DeMille, I'm ready for my close-up." (Sunset Boulevard); "Go ahead. Make my day." (Sudden Impact); "You talking to me?" (Taxi Driver); "Here's looking at you, kid." (Casablana); and dozens and dozens more.

What if classic movie quotes also played a part in insurance coverage. Consider the following ways in which that could work out:

• Mediator to an extraterrestrial insurance adjuster: "E.T. phone home office and get more authority." (E.T., 1982)

• "If you build it, he will come and file a construction defect claim." (Field of Dreams, 1989)

• "I see dead people. Ugh. I need to do a large loss report." (The Sixth Sense, 1999)

• Plaintiff's attorney to insurer: "You're gonna need a bigger boatload of money to settle this case." (Jaws, 1975)

• "I'm gonna make him an offer he can't refuse. If he does, he'll be liable for an excess verdict." (The Godfather, 1972)

• After coverage case remanded to Kansas state court: "Toto, I've a feeling we're not in Kansas federal court anymore." (The Wizard of Oz, 1939)

• Supplementary payments: "We do not have to furnish these bonds. James Bond." (Dr. No, 1962)

• "May be force be with you, defined as the named insured and not an additional insured." (Star Wars, 1977)

• "Show me the money! It's been a month since my client signed the settlement agreement." (Jerry McGuire, 1996)

• "There's no place like Home Insurance anymore." (The Wizard of Oz, 1939)

• "Plastics can involve pollutants, that cause damage, that may be excluded by the pollution exclusion." (The Graduate, 1967)

• Policyholder preparing to sue for bad faith: "I'm as mad as hell, and I'm not going to take this anymore." (Network, 1976)


That’s my time. I’m Randy Spencer. Contact Randy Spencer at

Website by Balderrama Design Copyright Randy Maniloff All Rights Reserved