This was crazy: three Thanksgiving-related insurance coincidences took place just days before the holiday.
On November 15, the Eastern District of North Carolina issued its decision in Great American E&S Ins. Co. v. Butterball, No. 18-113 (Nov. 15, 2018). At issue was coverage for an environmental pollution claim under a policy that provides coverage for premises environmental liability. Unknown liquids were leaking from tanks and the total remediation costs were going to be $3,500,000. The decision in the declaration judgment was purely procedural – a forum fight as Butterball and the insurer had each filed their own coverage action.
Then, the week before Thanksgiving, I received a homeowner’s insurance offer in the mail from Plymouth Rock Assurance.