I have always gotten a kick out of the name Accident Insurance Company.  Man I hope they didn’t pay a branding consultant for that.

I recently came across my friends at Accident when I saw Accident Ins Co. v. U.S. Bank N.A., 2020 U.S. Dist. LEXIS 68918 (D.S. C. Apr. 20, 2020). 

Here is the first sentence of the opinion:  “Plaintiff Accident Insurance Company, Inc. (‘Accident’) filed this action against Defendant U.S. Bank National Association (‘U.S. Bank’) seeking monetary damages related to its allegedly deficient administration of a reinsurance trust account created pursuant to a written trust agreement.”

Needless to say, I did not make it to the second sentence.

All I cared about is that the opinion involves Accident Insurance Company as it reminded me of the first-ever “Randy Spencer’s Open Mic” column (October 12, 2012), which looked at fun and curious names of insurance companies.   Below is the inaugural Open Mic column -- which originally appeared in a pre-set box, making it limited in how much it could say.  Plus, it is before the fabulous Randy Spencer cartoon character was commissioned.  The format of the column was changed in October 2013, taking the constraints off Randy Spencer and enabling him to say as much as he wants in his column.  But, of course, more words does not mean less inane.